{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-23-014471","form_type":"8-K","ticker":"CSBB","cik":"0000880417","company_name":"CSB Bancorp, Inc.","filed_at":"2023-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:42.572435+00:00","generated_at":"2026-06-16T17:54:26.038014+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"CSB Bancorp Q1 net income $3.93M, EPS $1.46 vs $0.99 YoY; ROE 16.39%, ROA 1.39%","bullets":["Net income $3.93M, diluted EPS $1.46, up from $2.70M and $0.99 in Q1 2022.","Net interest income +31% YoY; FTE net interest margin 3.37% vs 2.60%.","Loan yields 5.07% (+88 bps); cost of interest-bearing liabilities 0.95% vs 0.22%.","Nonperforming assets 0.03% of loans (down from 0.21%); dividend $0.36/share.","Efficiency ratio improved to 53.9% from 64.0% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-23-014471","json":"https://secwatch.observer/filing/0000950170-23-014471.json","markdown":"https://secwatch.observer/filing/0000950170-23-014471.md","text":"https://secwatch.observer/filing/0000950170-23-014471.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/880417/000095017023014471/0000950170-23-014471-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/880417/000095017023014471/csbb-20230425.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T17:54:26.038014+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4e8a0c2552691587df964a02610e7a9abc639ea1","claim":"CSB Bancorp, Inc. reported first quarter 2023 results: revenue $10.6 million, net income $3,934,000, EPS $1.46.","evidence_excerpt":"business spending, and employment levels to soften as employers calibrate operating costs to match the economic environment.” Net interest income and noninterest income totaled $10.6 million during the quarter, an increase of $2.1 million from the prior year’s first quarter. Net interest income increased $2.1 million, or 31%, in the first quarter of 2023 compared to","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/880417/000095017023014471/0000950170-23-014471-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter 2023"},{"label":"Revenue","value":"$10.6 million"},{"label":"Net income","value":"$3,934,000"},{"label":"EPS","value":"$1.46"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}