---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-23-014471"
form_type: "8-K"
ticker: "CSBB"
cik: "0000880417"
company_name: "CSB Bancorp, Inc."
filed_at: "2023-04-25T23:59:59+00:00"
generated_at: "2026-06-16T17:54:26.038014+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# CSB Bancorp Q1 net income $3.93M, EPS $1.46 vs $0.99 YoY; ROE 16.39%, ROA 1.39%

## Summary
- Net income $3.93M, diluted EPS $1.46, up from $2.70M and $0.99 in Q1 2022.
- Net interest income +31% YoY; FTE net interest margin 3.37% vs 2.60%.
- Loan yields 5.07% (+88 bps); cost of interest-bearing liabilities 0.95% vs 0.22%.
- Nonperforming assets 0.03% of loans (down from 0.21%); dividend $0.36/share.
- Efficiency ratio improved to 53.9% from 64.0% YoY.

## SEC filing metadata
- accession: 0000950170-23-014471
- form_type: 8-K
- ticker: CSBB
- cik: 0000880417
- company_name: CSB Bancorp, Inc.
- filed_at: 2023-04-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/880417/000095017023014471/0000950170-23-014471-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/880417/000095017023014471/csbb-20230425.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-23-014471
- JSON: https://secwatch.observer/filing/0000950170-23-014471.json
- Plain text: https://secwatch.observer/filing/0000950170-23-014471.txt

## Key facts
- Earnings Releases
  CSB Bancorp, Inc. reported first quarter 2023 results: revenue $10.6 million, net income $3,934,000, EPS $1.46.
  - Period: first quarter 2023
  - Revenue: $10.6 million
  - Net income: $3,934,000
  - EPS: $1.46
  - Result: reported results
  source text: business spending, and employment levels to soften as employers calibrate operating costs to match the economic environment.” Net interest income and noninterest income totaled $10.6 million during the quarter, an increase of $2.1 million from the prior year’s first quarter. Net interest income increased $2.1 million, or 31%, in the first quarter of 2023 compared to
  evidence_url: https://www.sec.gov/Archives/edgar/data/880417/000095017023014471/0000950170-23-014471-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.