{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-23-014484","form_type":"8-K","ticker":"BANF","cik":"0000760498","company_name":"BANCFIRST CORP /OK/","filed_at":"2023-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:42.175083+00:00","generated_at":"2026-06-16T17:37:46.026110+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"BancFirst reports Q1 net income $57.5M, EPS $1.72, up 60% from prior year","bullets":["Net income of $57.5M ($1.72 diluted EPS) vs $35.9M ($1.08) in Q1 2022.","Net interest income $109.2M (up 45% YoY); net interest margin 3.89% vs 2.78%.","Deposits down $364M to $10.6B; sweep accounts up $395M to $4.1B; loans up $175M to $7.1B.","Nonaccrual loans 0.25% of total; allowance 1.33%; net charge-offs minimal.","CEO David Harlow notes recession headwinds but highlights strong liquidity, capital, and credit quality."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-23-014484","json":"https://secwatch.observer/filing/0000950170-23-014484.json","markdown":"https://secwatch.observer/filing/0000950170-23-014484.md","text":"https://secwatch.observer/filing/0000950170-23-014484.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/760498/000095017023014484/0000950170-23-014484-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/760498/000095017023014484/banf-20230425.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T17:37:46.026110+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"d0c069b9c4b348b4dff704b7ec9a44aa195cae4e","claim":"BANCFIRST CORP /OK/ reported the quarter ended March 31, 2023 results: net income $57.5 million, EPS $1.72 diluted earnings per share.","evidence_excerpt":"BancFirst Corporation (NASDAQ GS:BANF) reported net income of $57.5 million, or $1.72 diluted earnings per share, for the first quarter of 2023 compared to net income of $35.9 million, or $1.08 diluted earnings per share, for the first quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/760498/000095017023014484/0000950170-23-014484-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2023"},{"label":"Net income","value":"$57.5 million"},{"label":"EPS","value":"$1.72 diluted earnings per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}