---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-23-014484"
form_type: "8-K"
ticker: "BANF"
cik: "0000760498"
company_name: "BANCFIRST CORP /OK/"
filed_at: "2023-04-25T23:59:59+00:00"
generated_at: "2026-06-16T17:37:46.026110+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# BancFirst reports Q1 net income $57.5M, EPS $1.72, up 60% from prior year

## Summary
- Net income of $57.5M ($1.72 diluted EPS) vs $35.9M ($1.08) in Q1 2022.
- Net interest income $109.2M (up 45% YoY); net interest margin 3.89% vs 2.78%.
- Deposits down $364M to $10.6B; sweep accounts up $395M to $4.1B; loans up $175M to $7.1B.
- Nonaccrual loans 0.25% of total; allowance 1.33%; net charge-offs minimal.
- CEO David Harlow notes recession headwinds but highlights strong liquidity, capital, and credit quality.

## SEC filing metadata
- accession: 0000950170-23-014484
- form_type: 8-K
- ticker: BANF
- cik: 0000760498
- company_name: BANCFIRST CORP /OK/
- filed_at: 2023-04-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/760498/000095017023014484/0000950170-23-014484-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/760498/000095017023014484/banf-20230425.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-23-014484
- JSON: https://secwatch.observer/filing/0000950170-23-014484.json
- Plain text: https://secwatch.observer/filing/0000950170-23-014484.txt

## Key facts
- Earnings Releases
  BANCFIRST CORP /OK/ reported the quarter ended March 31, 2023 results: net income $57.5 million, EPS $1.72 diluted earnings per share.
  - Period: the quarter ended March 31, 2023
  - Net income: $57.5 million
  - EPS: $1.72 diluted earnings per share
  - Result: reported results
  source text: BancFirst Corporation (NASDAQ GS:BANF) reported net income of $57.5 million, or $1.72 diluted earnings per share, for the first quarter of 2023 compared to net income of $35.9 million, or $1.08 diluted earnings per share, for the first quarter of 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/760498/000095017023014484/0000950170-23-014484-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.