{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-23-017224","form_type":"8-K","ticker":"RM","cik":"0001519401","company_name":"Regional Management Corp.","filed_at":"2023-05-03T23:59:59+00:00","discovered_at":"2026-05-14T18:03:39.212733+00:00","generated_at":"2026-06-16T01:01:30.579325+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Regional Management Q1 net income $8.7M ($0.90 EPS); revenue up 12% to $135.4M; declares $0.30 dividend","bullets":["Net income of $8.7M and diluted EPS of $0.90 for Q1 2023.","Total revenue $135.4M, up 12.0% YoY on higher interest and fee income.","Provision for credit losses $47.7M, up 54.5% YoY; annualized net credit losses 10.1% vs 8.7%.","30+ day contractual delinquencies at 7.2% of net finance receivables, up 10 bps from year-end.","Board declared $0.30/share quarterly dividend, payable June 14, 2023 to holders of record May 24."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-23-017224","json":"https://secwatch.observer/filing/0000950170-23-017224.json","markdown":"https://secwatch.observer/filing/0000950170-23-017224.md","text":"https://secwatch.observer/filing/0000950170-23-017224.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1519401/000095017023017224/0000950170-23-017224-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1519401/000095017023017224/rm-20230503.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T01:01:30.579325+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ba12e8317b86039f556da956420fa7f56cfcb044","claim":"Regional Management Corp. reported first quarter ended March 31, 2023 results: revenue $135.4 million, net income $8.7 million, EPS $0.90 per diluted share.","evidence_excerpt":"were $303.2 million in the first quarter of 2023, a decrease of $22.8 million, or 7.0%, from the prior-year period. • Total revenue for the first quarter of 2023 was $135.4 million, an increase of $14.5 million, or 12.0%, from the prior-year period. - Interest and fee income increased $12.8 million, or 11.9%, primarily due to higher average net finance","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1519401/000095017023017224/0000950170-23-017224-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2023"},{"label":"Revenue","value":"$135.4 million"},{"label":"Net income","value":"$8.7 million"},{"label":"EPS","value":"$0.90 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}