---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-23-017224"
form_type: "8-K"
ticker: "RM"
cik: "0001519401"
company_name: "Regional Management Corp."
filed_at: "2023-05-03T23:59:59+00:00"
generated_at: "2026-06-16T01:01:30.579325+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Regional Management Q1 net income $8.7M ($0.90 EPS); revenue up 12% to $135.4M; declares $0.30 dividend

## Summary
- Net income of $8.7M and diluted EPS of $0.90 for Q1 2023.
- Total revenue $135.4M, up 12.0% YoY on higher interest and fee income.
- Provision for credit losses $47.7M, up 54.5% YoY; annualized net credit losses 10.1% vs 8.7%.
- 30+ day contractual delinquencies at 7.2% of net finance receivables, up 10 bps from year-end.
- Board declared $0.30/share quarterly dividend, payable June 14, 2023 to holders of record May 24.

## SEC filing metadata
- accession: 0000950170-23-017224
- form_type: 8-K
- ticker: RM
- cik: 0001519401
- company_name: Regional Management Corp.
- filed_at: 2023-05-03T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1519401/000095017023017224/0000950170-23-017224-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1519401/000095017023017224/rm-20230503.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-23-017224
- JSON: https://secwatch.observer/filing/0000950170-23-017224.json
- Plain text: https://secwatch.observer/filing/0000950170-23-017224.txt

## Key facts
- Earnings Releases
  Regional Management Corp. reported first quarter ended March 31, 2023 results: revenue $135.4 million, net income $8.7 million, EPS $0.90 per diluted share.
  - Period: first quarter ended March 31, 2023
  - Revenue: $135.4 million
  - Net income: $8.7 million
  - EPS: $0.90 per diluted share
  - Result: reported results
  source text: were $303.2 million in the first quarter of 2023, a decrease of $22.8 million, or 7.0%, from the prior-year period. • Total revenue for the first quarter of 2023 was $135.4 million, an increase of $14.5 million, or 12.0%, from the prior-year period. - Interest and fee income increased $12.8 million, or 11.9%, primarily due to higher average net finance
  evidence_url: https://www.sec.gov/Archives/edgar/data/1519401/000095017023017224/0000950170-23-017224-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.