{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-23-021053","form_type":"8-K","ticker":"PRHI","cik":"0001502292","company_name":"Presurance Holdings, Inc.","filed_at":"2023-05-11T23:59:59+00:00","discovered_at":"2026-05-14T18:03:39.097539+00:00","generated_at":"2026-06-15T04:00:53.940250+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Conifer Holdings reports Q1 net income of $1.0M, combined ratio improves to 99.5%","bullets":["Net income $1.0M ($0.08/diluted share) vs net loss $2.9M ($0.30 loss) in Q1 2022.","Combined ratio 99.5%, improvement of 13.0 percentage points from 112.5% a year ago.","Gross written premiums up 9.9% to $36.2M; commercial lines GWP +1.4%, personal lines +65.3%.","Book value per share $1.82, up 17% from $1.55 at year-end 2022.","Adjusted operating income $307K ($0.03/share) vs adjusted operating loss $3.1M ($0.32 loss) prior year."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-23-021053","json":"https://secwatch.observer/filing/0000950170-23-021053.json","markdown":"https://secwatch.observer/filing/0000950170-23-021053.md","text":"https://secwatch.observer/filing/0000950170-23-021053.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1502292/000095017023021053/0000950170-23-021053-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1502292/000095017023021053/cnfr-20230510.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-15T04:00:53.940250+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"7ae0803062ccfaeec5f26f61c5bed38dd5b7750b","claim":"Presurance Holdings, Inc. reported the first quarter ended March 31, 2023 results: net income $1.0 million, EPS $0.08 per share.","evidence_excerpt":"On May 10, 2023, Conifer Holdings, Inc. (the \"Company\") publicly announced results for the first quarter of 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1502292/000095017023021053/0000950170-23-021053-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter ended March 31, 2023"},{"label":"Net income","value":"$1.0 million"},{"label":"EPS","value":"$0.08 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}