{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-23-024533","form_type":"8-K","ticker":"BY","cik":"0001702750","company_name":"BYLINE BANCORP, INC.","filed_at":"2023-05-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:40.112806+00:00","generated_at":"2026-06-14T13:09:20.837039+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Byline Bancorp enters into $35M credit agreement with CIBC Bank USA","bullets":["New revolving line of credit for up to $15M, maturing May 26, 2024.","New term loan facility for up to $20M, maturing May 26, 2026.","Second Amended and Restated Term Loan and Revolving Credit Agreement dated May 26, 2023; replaces prior agreements."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-23-024533","json":"https://secwatch.observer/filing/0000950170-23-024533.json","markdown":"https://secwatch.observer/filing/0000950170-23-024533.md","text":"https://secwatch.observer/filing/0000950170-23-024533.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1702750/000095017023024533/0000950170-23-024533-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1702750/000095017023024533/by-20230526.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-14T13:09:20.837039+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"633cce813911edd94b5f0ac8adfcea2720cd4078","claim":"BYLINE BANCORP, INC. incurred term loan of $20,000,000 with CIBC Bank USA maturing May 26, 2026.","evidence_excerpt":"a new term loan facility in the principal amount of up to $20,000,000 with a maturity date of May 26, 2026","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1702750/000095017023024533/0000950170-23-024533-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"term loan"},{"label":"Principal","value":"$20,000,000"},{"label":"Counterparty","value":"CIBC Bank USA"},{"label":"Maturity","value":"May 26, 2026"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"},{"claim_id":"fc4785a3fdeefda83b7cc9e31d652f009685fc84","claim":"BYLINE BANCORP, INC. amended revolving credit of $15,000,000 with CIBC Bank USA maturing May 26, 2024.","evidence_excerpt":"the renewal of the revolving line-of-credit facility of up to $15,000,000, extending its maturity date to May 26, 2024","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1702750/000095017023024533/0000950170-23-024533-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"revolving credit"},{"label":"Principal","value":"$15,000,000"},{"label":"Counterparty","value":"CIBC Bank USA"},{"label":"Maturity","value":"May 26, 2024"},{"label":"Event","value":"amendment"}],"fact_type":"debt_financing"},{"claim_id":"0b2f8ba2102379a3c171cbeecd8a4a636bc8c80e","claim":"BYLINE BANCORP, INC. amended Second Amended and Restated Term Loan and Revolving Credit Agreement with CIBC Bank USA valued at up to $15,000,000 revolving line-of-credit facility and up to $20,000,000 term loan facility (effective 2023-05-26).","evidence_excerpt":"On May 26, 2023, the Company entered into a Second Amended and Restated Term Loan and Revolving Credit Agreement (the “Second Amendment and Restatement”) with the Lender, which provides for: i) the renewal of the revolving line-of-credit facility of up to $15,000,000, extending its maturity date to May 26, 2024; and ii) a new term loan facility in the principal amount of up to $20,000,000 with a maturity date of May 26, 2026","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1702750/000095017023024533/0000950170-23-024533-index.htm","confidence":0.95,"family_label":"Material Agreements","details":[{"label":"Action","value":"amendment"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"CIBC Bank USA"},{"label":"Value","value":"up to $15,000,000 revolving line-of-credit facility and up to $20,000,000 term loan facility"},{"label":"Effective","value":"2023-05-26"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}