{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-23-033692","form_type":"8-K","ticker":"BANF","cik":"0000760498","company_name":"BANCFIRST CORP /OK/","filed_at":"2023-07-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.607395+00:00","generated_at":"2026-06-13T05:56:49.382263+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"BancFirst Q2 net income $55M ($1.64 EPS) vs $44.7M ($1.34) YoY; NIM 3.87%","bullets":["Net income $55.0M, $1.64 diluted EPS, up from $44.7M ($1.34) in Q2 2022.","Net interest margin improved to 3.87% from 3.05% a year ago; net interest income $105.9M vs $86.9M.","Provision for credit losses $2.8M vs $501K; noninterest income $48.0M, up from $42.6M on sweep fee growth.","Total assets $12.0B; loans grew $357.7M to $7.3B; deposits down $499M to $10.5B as sweep accounts rose $567.7M.","Credit quality strong: nonaccrual loans 0.25% of total loans, allowance 1.33%, net charge-offs 0.01%."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-23-033692","json":"https://secwatch.observer/filing/0000950170-23-033692.json","markdown":"https://secwatch.observer/filing/0000950170-23-033692.md","text":"https://secwatch.observer/filing/0000950170-23-033692.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/760498/000095017023033692/0000950170-23-033692-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/760498/000095017023033692/banf-20230720.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T05:56:49.382263+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"9c98c66583cc292c057cfbaabe31390dc17f106d","claim":"BANCFIRST CORP /OK/ reported the quarter ended June 30, 2023 results: revenue $105.9 million, net income $55.0 million, EPS $1.64 diluted earnings per share.","evidence_excerpt":"or $3.36 per share, compared to $80.6 million, or $2.42 per share, for the first half of 2022. The Company’s net interest income for the second quarter of 2023 increased to $105.9 million compared to $86.9 million for the quarter ended June 30, 2022. Rising short-term interest rates and modest loan growth drove the increase. The net interest margin for the quarter","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/760498/000095017023033692/0000950170-23-033692-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended June 30, 2023"},{"label":"Revenue","value":"$105.9 million"},{"label":"Net income","value":"$55.0 million"},{"label":"EPS","value":"$1.64 diluted earnings per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}