---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-23-034468"
form_type: "8-K"
ticker: "CSBB"
cik: "0000880417"
company_name: "CSB Bancorp, Inc."
filed_at: "2023-07-25T23:59:59+00:00"
generated_at: "2026-06-13T03:45:35.142519+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# CSB Bancorp Q2 net income $3.64M, EPS $1.36, up 15% YoY; ROE 14.62%

## Summary
- Net income $3.64M vs $3.21M YoY; diluted EPS $1.36 vs $1.18; ROA 1.27% vs 1.13%.
- Net interest margin (FTE) expanded 46 bps to 3.33%; loan yields up 109 bps to 5.30%.
- Average loans increased $85M (+15%) YoY; commercial loans up $58M, residential mortgages up $24M.
- Nonperforming assets only 0.04% of loans; net loan recoveries $10K.
- Dividend $0.38/share, annualized yield 3.9%; shareholders' equity $100M.

## SEC filing metadata
- accession: 0000950170-23-034468
- form_type: 8-K
- ticker: CSBB
- cik: 0000880417
- company_name: CSB Bancorp, Inc.
- filed_at: 2023-07-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/880417/000095017023034468/0000950170-23-034468-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/880417/000095017023034468/csbb-20230725.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-23-034468
- JSON: https://secwatch.observer/filing/0000950170-23-034468.json
- Plain text: https://secwatch.observer/filing/0000950170-23-034468.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.