{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-23-035186","form_type":"8-K","ticker":"AFBI","cik":"0001823406","company_name":"Affinity Bancshares, Inc.","filed_at":"2023-07-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:35.466693+00:00","generated_at":"2026-06-13T00:51:15.748474+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Affinity Bancshares Q2 net income $1.6M, down from $1.8M YoY; NIM 3.17% vs 4.06%","bullets":["Net income $1.590M (diluted EPS $0.24) vs $1.783M ($0.27) in Q2 2022.","Net interest margin 3.17% for Q2 2023 vs 4.06% a year earlier; efficiency ratio 71.68%.","Total assets $876.9M (+10.8% YoY), loans $663M, deposits $731M.","Tangible book value per share $15.47, up from $14.68 a year ago.","Uninsured deposits 12.8% of total; cost of funds 2.17% in Q2 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-23-035186","json":"https://secwatch.observer/filing/0000950170-23-035186.json","markdown":"https://secwatch.observer/filing/0000950170-23-035186.md","text":"https://secwatch.observer/filing/0000950170-23-035186.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1823406/000095017023035186/0000950170-23-035186-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1823406/000095017023035186/afbi-20230727.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T00:51:15.748474+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"7bd73eb3b611d565bb0e0bd37a1b9190b4c0c9d8","claim":"Affinity Bancshares, Inc. reported the three months ended June 30, 2023 results: net income $ 1,590, EPS 0.24.","evidence_excerpt":"At or for the three months ended, Performance Ratios: June 30, 2023 March 31, 2023 December 31, 2022 September 30, 2022 June 30, 2022 Net income (in thousands) $ 1,590 $ 1,722 $ 1,699 $ 1,861 $ 1,783 Diluted earnings per share 0.24 0.26 0.26 0.27 0.27","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1823406/000095017023035186/0000950170-23-035186-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended June 30, 2023"},{"label":"Net income","value":"$ 1,590"},{"label":"EPS","value":"0.24"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}