{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-23-037273","form_type":"8-K","ticker":"THG","cik":"0000944695","company_name":"HANOVER INSURANCE GROUP, INC.","filed_at":"2023-08-02T23:59:59+00:00","discovered_at":"2026-05-14T18:03:37.101137+00:00","generated_at":"2026-06-12T16:20:45.770810+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Hanover reports Q2 net loss of $69.2M ($1.94/sh); Personal Lines combined ratio 138% on $261.6M cat losses","bullets":["Net loss $69.2M vs prior-year net income $22.7M; operating loss $68.3M ($1.91/share).","Combined ratio of 111.3% (92.8% ex-cats); catastrophe losses of $261.6M (18.5 points).","Personal Lines operating loss before tax $194.1M; combined ratio 138% (38 pts from cats).","Renewal price increases: Personal Lines 15.9%, Specialty 11.4%, Core Commercial 11.3%.","Book value per share $62.62, down 6.4% from March 31; net investment income $87.6M (+24.3%)."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-23-037273","json":"https://secwatch.observer/filing/0000950170-23-037273.json","markdown":"https://secwatch.observer/filing/0000950170-23-037273.md","text":"https://secwatch.observer/filing/0000950170-23-037273.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/944695/000095017023037273/0000950170-23-037273-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/944695/000095017023037273/thg-20230802.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-12T16:20:45.770810+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}