---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-23-037273"
form_type: "8-K"
ticker: "THG"
cik: "0000944695"
company_name: "HANOVER INSURANCE GROUP, INC."
filed_at: "2023-08-02T23:59:59+00:00"
generated_at: "2026-06-12T16:20:45.770810+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Hanover reports Q2 net loss of $69.2M ($1.94/sh); Personal Lines combined ratio 138% on $261.6M cat losses

## Summary
- Net loss $69.2M vs prior-year net income $22.7M; operating loss $68.3M ($1.91/share).
- Combined ratio of 111.3% (92.8% ex-cats); catastrophe losses of $261.6M (18.5 points).
- Personal Lines operating loss before tax $194.1M; combined ratio 138% (38 pts from cats).
- Renewal price increases: Personal Lines 15.9%, Specialty 11.4%, Core Commercial 11.3%.
- Book value per share $62.62, down 6.4% from March 31; net investment income $87.6M (+24.3%).

## SEC filing metadata
- accession: 0000950170-23-037273
- form_type: 8-K
- ticker: THG
- cik: 0000944695
- company_name: HANOVER INSURANCE GROUP, INC.
- filed_at: 2023-08-02T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/944695/000095017023037273/0000950170-23-037273-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/944695/000095017023037273/thg-20230802.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-23-037273
- JSON: https://secwatch.observer/filing/0000950170-23-037273.json
- Plain text: https://secwatch.observer/filing/0000950170-23-037273.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.