{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-23-042652","form_type":"8-K","ticker":"PRHI","cik":"0001502292","company_name":"Presurance Holdings, Inc.","filed_at":"2023-08-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:34.122835+00:00","generated_at":"2026-06-11T09:23:47.164391+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Conifer Q2 net loss narrows to $4.7M; GWP up 19.4% to $44.7M","bullets":["Net loss of $4.7M ($0.39/diluted share) vs $8.4M loss a year ago; adjusted operating loss $4.7M.","Combined ratio improved to 120.9% from 129.2%; accident year combined ratio ex-storms was 95.4%.","Gross written premiums up 19.4% to $44.7M; small business program +17%, low-value dwelling +62%.","Net investment income surged 140.1% to $1.4M; expense ratio improved to 37.9% from 39.0%.","Personal lines hit by $5.4M storm losses; personal lines accident year combined ratio ex-storms 67.7%."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-23-042652","json":"https://secwatch.observer/filing/0000950170-23-042652.json","markdown":"https://secwatch.observer/filing/0000950170-23-042652.md","text":"https://secwatch.observer/filing/0000950170-23-042652.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1502292/000095017023042652/0000950170-23-042652-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1502292/000095017023042652/cnfr-20230809.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-11T09:23:47.164391+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c8d79eb50b1ee81a79367f5cfce9f7cd90d97aa1","claim":"Presurance Holdings, Inc. reported financial results for second quarter ended June 30, 2023.","evidence_excerpt":"Conifer Holdings, Inc. (Nasdaq: CNFR) (“Conifer” or the “Company”) today announced results for the second quarter ended June 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1502292/000095017023042652/0000950170-23-042652-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second quarter ended June 30, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}