---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-23-042652"
form_type: "8-K"
ticker: "PRHI"
cik: "0001502292"
company_name: "Presurance Holdings, Inc."
filed_at: "2023-08-15T23:59:59+00:00"
generated_at: "2026-06-11T09:23:47.164391+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Conifer Q2 net loss narrows to $4.7M; GWP up 19.4% to $44.7M

## Summary
- Net loss of $4.7M ($0.39/diluted share) vs $8.4M loss a year ago; adjusted operating loss $4.7M.
- Combined ratio improved to 120.9% from 129.2%; accident year combined ratio ex-storms was 95.4%.
- Gross written premiums up 19.4% to $44.7M; small business program +17%, low-value dwelling +62%.
- Net investment income surged 140.1% to $1.4M; expense ratio improved to 37.9% from 39.0%.
- Personal lines hit by $5.4M storm losses; personal lines accident year combined ratio ex-storms 67.7%.

## SEC filing metadata
- accession: 0000950170-23-042652
- form_type: 8-K
- ticker: PRHI
- cik: 0001502292
- company_name: Presurance Holdings, Inc.
- filed_at: 2023-08-15T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1502292/000095017023042652/0000950170-23-042652-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1502292/000095017023042652/cnfr-20230809.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-23-042652
- JSON: https://secwatch.observer/filing/0000950170-23-042652.json
- Plain text: https://secwatch.observer/filing/0000950170-23-042652.txt

## Key facts
- Earnings Releases
  Presurance Holdings, Inc. reported financial results for second quarter ended June 30, 2023.
  - Period: second quarter ended June 30, 2023
  - Result: reported results
  source text: Conifer Holdings, Inc. (Nasdaq: CNFR) (“Conifer” or the “Company”) today announced results for the second quarter ended June 30, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1502292/000095017023042652/0000950170-23-042652-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.