---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-23-044503"
form_type: "8-K"
ticker: "UWHR"
cik: "0000898171"
company_name: "UWHARRIE CAPITAL CORP"
filed_at: "2023-08-25T23:59:59+00:00"
generated_at: "2026-06-11T03:49:27.521642+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Uwharrie Capital Corp reports H1 2023 net income $4.2M ($0.55 EPS) vs $2.5M ($0.31) a year ago

## Summary
- Net income for H1 2023 was $4.2M ($0.55 per share) vs $2.5M ($0.31 per share) in H1 2022.
- Total assets reached $1.03B at June 30, 2023, up 4.3% from $991M a year earlier.
- Loan portfolio grew $63M in H1 2023 vs H1 2022, a 13.3% annualized growth rate.
- CEO cites resilient regional economy and rising interest rate environment driving margin improvement.

## SEC filing metadata
- accession: 0000950170-23-044503
- form_type: 8-K
- ticker: UWHR
- cik: 0000898171
- company_name: UWHARRIE CAPITAL CORP
- filed_at: 2023-08-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/898171/000095017023044503/0000950170-23-044503-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/898171/000095017023044503/uwhr-20230825.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-23-044503
- JSON: https://secwatch.observer/filing/0000950170-23-044503.json
- Plain text: https://secwatch.observer/filing/0000950170-23-044503.txt

## Key facts
- Earnings Releases
  UWHARRIE CAPITAL CORP reported the period ended June 30, 2023 results: net income $4.2 million, EPS $0.55 per share.
  - Period: the period ended June 30, 2023
  - Net income: $4.2 million
  - EPS: $0.55 per share
  - Result: reported results
  source text: Net income for the first six months of 2023 was $4.2 million, as compared to $2.5 million for the same six-month period in 2022. This equates to $3.9 million in net income available to common shareholders, or $0.55 per share, compared to $2.2 million in net income available to common shareholders, or $0.31 per share, that we reported in 2022 for the same period.
  evidence_url: https://www.sec.gov/Archives/edgar/data/898171/000095017023044503/0000950170-23-044503-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.