---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-23-053332"
form_type: "8-K"
ticker: "FFIN"
cik: "0000036029"
company_name: "FIRST FINANCIAL BANKSHARES INC"
filed_at: "2023-10-13T23:59:59+00:00"
generated_at: "2026-06-10T00:18:21.968503+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# FFIN subsidiaries file to convert from national to Texas state charters; expect Q4 2023 completion

## Summary
- First Financial Bank and First Financial Trust filed conversion applications to Texas state charters on Sept 22 and Oct 10, 2023, respectively.
- Bank will be regulated by Texas Dept. of Banking and Federal Reserve Bank of Dallas; Trust Company by Texas Dept. of Banking.
- Company expects meaningful annual savings from reduced examination fees post-conversion.
- No customer impact expected; services, products, and branch operations remain unchanged.
- Conversions anticipated to close in Q4 2023, subject to regulatory approvals.

## SEC filing metadata
- accession: 0000950170-23-053332
- form_type: 8-K
- ticker: FFIN
- cik: 0000036029
- company_name: FIRST FINANCIAL BANKSHARES INC
- filed_at: 2023-10-13T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/36029/000095017023053332/0000950170-23-053332-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/36029/000095017023053332/ffin-20230922.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-23-053332
- JSON: https://secwatch.observer/filing/0000950170-23-053332.json
- Plain text: https://secwatch.observer/filing/0000950170-23-053332.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.