{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-23-054089","form_type":"8-K","ticker":"ABCB","cik":"0000351569","company_name":"Ameris Bancorp","filed_at":"2023-10-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.652683+00:00","generated_at":"2026-06-09T21:14:45.586207+00:00","sec_items":["7.01","9.01"],"event_type":"regulatory","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Ameris Bancorp settles DOJ fair lending claims with $7.5M in mortgage subsidies, no penalty","bullets":["Settlement resolves alleged fair lending violations in Jacksonville metro area from 2016-2021.","Ameris Bank to provide $7.5M in mortgage loan subsidies over 5 years in majority Black/Hispanic census tracts.","Additional commitments: $900K for advertising/outreach, $600K for community partnerships, and new full-service branch.","No civil monetary penalties imposed; settlement requires court approval.","Ameris denies violations but settles to avoid litigation distraction."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-23-054089","json":"https://secwatch.observer/filing/0000950170-23-054089.json","markdown":"https://secwatch.observer/filing/0000950170-23-054089.md","text":"https://secwatch.observer/filing/0000950170-23-054089.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/351569/000095017023054089/0000950170-23-054089-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/351569/000095017023054089/abcb-20231019.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T21:14:45.586207+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}