---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-23-054089"
form_type: "8-K"
ticker: "ABCB"
cik: "0000351569"
company_name: "Ameris Bancorp"
filed_at: "2023-10-19T23:59:59+00:00"
generated_at: "2026-06-09T21:14:45.586207+00:00"
event_type: "regulatory"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Ameris Bancorp settles DOJ fair lending claims with $7.5M in mortgage subsidies, no penalty

## Summary
- Settlement resolves alleged fair lending violations in Jacksonville metro area from 2016-2021.
- Ameris Bank to provide $7.5M in mortgage loan subsidies over 5 years in majority Black/Hispanic census tracts.
- Additional commitments: $900K for advertising/outreach, $600K for community partnerships, and new full-service branch.
- No civil monetary penalties imposed; settlement requires court approval.
- Ameris denies violations but settles to avoid litigation distraction.

## SEC filing metadata
- accession: 0000950170-23-054089
- form_type: 8-K
- ticker: ABCB
- cik: 0000351569
- company_name: Ameris Bancorp
- filed_at: 2023-10-19T23:59:59+00:00
- event_type: regulatory
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/351569/000095017023054089/0000950170-23-054089-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/351569/000095017023054089/abcb-20231019.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-23-054089
- JSON: https://secwatch.observer/filing/0000950170-23-054089.json
- Plain text: https://secwatch.observer/filing/0000950170-23-054089.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.