{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-23-054188","form_type":"8-K","ticker":"ENVA","cik":"0001529864","company_name":"Enova International, Inc.","filed_at":"2023-10-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:29.388674+00:00","generated_at":"2026-06-09T20:44:34.426481+00:00","sec_items":["1.01","2.03"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Enova International amends credit facility, increasing commitments to $515M","bullets":["Total commitment raised from $440M to $515M under secured asset-backed revolving credit facility.","Amendment executed on October 19, 2023 with Bank of Montreal as administrative agent.","Facility is secured asset-backed; full terms to be filed in 2023 Form 10-K."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-23-054188","json":"https://secwatch.observer/filing/0000950170-23-054188.json","markdown":"https://secwatch.observer/filing/0000950170-23-054188.md","text":"https://secwatch.observer/filing/0000950170-23-054188.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1529864/000095017023054188/0000950170-23-054188-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1529864/000095017023054188/enva-20231019.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T20:44:34.426481+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"e1cb4887db8600bd73b5695d926ebd9beaf2ab0c","claim":"Enova International, Inc. amended revolving credit of $515,000,000 with Bank of Montreal, as administrative agent and collateral agent.","evidence_excerpt":"(the “ Company ”) and certain of its subsidiaries amended their existing secured asset-backed revolving credit facility by entering into that certain First Amendment to Amended and Restated Credit Agreement (the “ First Amendment ”) with Bank of Montreal, as administrative agent and collateral agent, and the lenders party thereto.","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1529864/000095017023054188/0000950170-23-054188-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"revolving credit"},{"label":"Principal","value":"$515,000,000"},{"label":"Counterparty","value":"Bank of Montreal, as administrative agent and collateral agent"},{"label":"Event","value":"amendment"}],"fact_type":"debt_financing"},{"claim_id":"0f27f4b6d6ee3753d25d5d5a5d30898dfbb4f94e","claim":"Enova International, Inc. amended First Amendment to Amended and Restated Credit Agreement with Bank of Montreal, as administrative agent and collateral agent, and the lenders party thereto valued at $515,000,000 (effective 2023-10-19).","evidence_excerpt":"On October 19, 2023, Enova International, Inc. (the “ Company ”) and certain of its subsidiaries amended their existing secured asset-backed revolving credit facility by entering into that certain First Amendment to Amended and Restated Credit Agreement (the “ First Amendment ”) with Bank of Montreal, as administrative agent and collateral agent, and the lenders party thereto.","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1529864/000095017023054188/0000950170-23-054188-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"amendment"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"Bank of Montreal, as administrative agent and collateral agent, and the lenders party thereto"},{"label":"Value","value":"$515,000,000"},{"label":"Effective","value":"2023-10-19"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}