---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-23-054188"
form_type: "8-K"
ticker: "ENVA"
cik: "0001529864"
company_name: "Enova International, Inc."
filed_at: "2023-10-19T23:59:59+00:00"
generated_at: "2026-06-09T20:44:34.426481+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Enova International amends credit facility, increasing commitments to $515M

## Summary
- Total commitment raised from $440M to $515M under secured asset-backed revolving credit facility.
- Amendment executed on October 19, 2023 with Bank of Montreal as administrative agent.
- Facility is secured asset-backed; full terms to be filed in 2023 Form 10-K.

## SEC filing metadata
- accession: 0000950170-23-054188
- form_type: 8-K
- ticker: ENVA
- cik: 0001529864
- company_name: Enova International, Inc.
- filed_at: 2023-10-19T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1529864/000095017023054188/0000950170-23-054188-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1529864/000095017023054188/enva-20231019.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-23-054188
- JSON: https://secwatch.observer/filing/0000950170-23-054188.json
- Plain text: https://secwatch.observer/filing/0000950170-23-054188.txt

## Key facts
- Debt Financings
  Enova International, Inc. amended revolving credit of $515,000,000 with Bank of Montreal, as administrative agent and collateral agent.
  - Instrument: revolving credit
  - Principal: $515,000,000
  - Counterparty: Bank of Montreal, as administrative agent and collateral agent
  - Event: amendment
  source text: (the “ Company ”) and certain of its subsidiaries amended their existing secured asset-backed revolving credit facility by entering into that certain First Amendment to Amended and Restated Credit Agreement (the “ First Amendment ”) with Bank of Montreal, as administrative agent and collateral agent, and the lenders party thereto.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1529864/000095017023054188/0000950170-23-054188-index.htm
- Material Agreements
  Enova International, Inc. amended First Amendment to Amended and Restated Credit Agreement with Bank of Montreal, as administrative agent and collateral agent, and the lenders party thereto valued at $515,000,000 (effective 2023-10-19).
  - Action: amendment
  - Agreement: credit facility
  - Counterparty: Bank of Montreal, as administrative agent and collateral agent, and the lenders party thereto
  - Value: $515,000,000
  - Effective: 2023-10-19
  source text: On October 19, 2023, Enova International, Inc. (the “ Company ”) and certain of its subsidiaries amended their existing secured asset-backed revolving credit facility by entering into that certain First Amendment to Amended and Restated Credit Agreement (the “ First Amendment ”) with Bank of Montreal, as administrative agent and collateral agent, and the lenders party thereto.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1529864/000095017023054188/0000950170-23-054188-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.