{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-23-054864","form_type":"8-K","ticker":"ENVA","cik":"0001529864","company_name":"Enova International, Inc.","filed_at":"2023-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:29.388908+00:00","generated_at":"2026-06-09T14:03:10.716974+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Enova reports record Q3 revenue $551M (+21% YoY); EPS $1.29, adj EPS $1.50; new $300M buyback","bullets":["Revenue $551M record (+21% YoY); diluted EPS $1.29, adjusted EPS $1.50.","Net revenue margin 58% (down from 64%); net income $41M vs $52M a year ago.","Combined loans $3.1B (+15% YoY); record quarterly originations $1.3B.","Board authorized new $300M share repurchase program (expires Dec 31, 2024), replacing $150M program.","Repurchased $36M of common stock and retired $10M of senior notes during Q3; liquidity $952M."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-23-054864","json":"https://secwatch.observer/filing/0000950170-23-054864.json","markdown":"https://secwatch.observer/filing/0000950170-23-054864.md","text":"https://secwatch.observer/filing/0000950170-23-054864.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1529864/000095017023054864/0000950170-23-054864-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1529864/000095017023054864/enva-20231024.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T14:03:10.716974+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"47f5ae99c2843f38f127937234240db937c13c00","claim":"Enova International, Inc. reported financial results for the three months ended September 30, 2023.","evidence_excerpt":"On October 24, 2023, Enova International, Inc. (the “Company”) issued a press release to announce its consolidated financial results for the three months ended September 30, 2023. A copy of the Company’s press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1529864/000095017023054864/0000950170-23-054864-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended September 30, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}