---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-23-054864"
form_type: "8-K"
ticker: "ENVA"
cik: "0001529864"
company_name: "Enova International, Inc."
filed_at: "2023-10-24T23:59:59+00:00"
generated_at: "2026-06-09T14:03:10.716974+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Enova reports record Q3 revenue $551M (+21% YoY); EPS $1.29, adj EPS $1.50; new $300M buyback

## Summary
- Revenue $551M record (+21% YoY); diluted EPS $1.29, adjusted EPS $1.50.
- Net revenue margin 58% (down from 64%); net income $41M vs $52M a year ago.
- Combined loans $3.1B (+15% YoY); record quarterly originations $1.3B.
- Board authorized new $300M share repurchase program (expires Dec 31, 2024), replacing $150M program.
- Repurchased $36M of common stock and retired $10M of senior notes during Q3; liquidity $952M.

## SEC filing metadata
- accession: 0000950170-23-054864
- form_type: 8-K
- ticker: ENVA
- cik: 0001529864
- company_name: Enova International, Inc.
- filed_at: 2023-10-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1529864/000095017023054864/0000950170-23-054864-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1529864/000095017023054864/enva-20231024.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-23-054864
- JSON: https://secwatch.observer/filing/0000950170-23-054864.json
- Plain text: https://secwatch.observer/filing/0000950170-23-054864.txt

## Key facts
- Earnings Releases
  Enova International, Inc. reported financial results for the three months ended September 30, 2023.
  - Period: the three months ended September 30, 2023
  - Result: reported results
  source text: On October 24, 2023, Enova International, Inc. (the “Company”) issued a press release to announce its consolidated financial results for the three months ended September 30, 2023. A copy of the Company’s press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1529864/000095017023054864/0000950170-23-054864-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.