{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-23-055182","form_type":"8-K","ticker":"WU","cik":"0001365135","company_name":"Western Union CO","filed_at":"2023-10-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:28.760243+00:00","generated_at":"2026-06-09T10:02:52.522202+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Western Union Q3 revenue $1.10B (+7% adj.); EPS $0.46/$0.43; raises FY outlook","bullets":["Q3 GAAP revenue $1.10B, up 7% adjusted constant currency; GAAP EPS $0.46, adjusted EPS $0.43, both +2% YoY.","Branded digital revenue +3%, transactions +12% YoY; C2C transactions +5% (including Iraq +2% retail).","GAAP operating margin 19.2% vs 21.3%; adjusted margin 19.6% vs 20.6% due to higher tech and variable costs.","Full-year 2023 outlook improved: adjusted revenue 0% to 1%, GAAP EPS $1.67-$1.74, adjusted EPS $1.68-$1.75.","YTD operating cash flow $519M; returned $363M to shareholders ($263M dividends, $100M buybacks)."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-23-055182","json":"https://secwatch.observer/filing/0000950170-23-055182.json","markdown":"https://secwatch.observer/filing/0000950170-23-055182.md","text":"https://secwatch.observer/filing/0000950170-23-055182.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1365135/000095017023055182/0000950170-23-055182-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1365135/000095017023055182/wu-20231025.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T10:02:52.522202+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"98cb498c3b469ac5b37d931a29521be940a3c2c1","claim":"Western Union CO reported third quarter of 2023 results: revenue $1.10 billion, EPS $0.46. Guidance raised.","evidence_excerpt":"Western Union Reports Third Quarter 2023 Results • Q3 GAAP revenue of $1.10 billion grew 1% on a reported basis, or 7% on an adjusted basis • Q3 GAAP EPS of $0.46 and Q3 adjusted EPS of $0.43","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1365135/000095017023055182/0000950170-23-055182-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter of 2023"},{"label":"Revenue","value":"$1.10 billion"},{"label":"EPS","value":"$0.46"},{"label":"Guidance","value":"raised"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}