---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-23-055219"
form_type: "8-K"
ticker: "STC"
cik: "0000094344"
company_name: "STEWART INFORMATION SERVICES CORP"
filed_at: "2023-10-25T23:59:59+00:00"
generated_at: "2026-06-09T13:03:34.006482+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Stewart Q3 revenues down 16% to $601.7M; adjusted EPS $0.86 vs $1.58

## Summary
- Total revenues $601.7M (-16% YoY); adjusted revenues $603.7M vs $722.8M.
- GAAP diluted EPS $0.51; adjusted diluted EPS $0.86, down from $1.58.
- Title segment operating revenues $522.1M (-19% YoY); pretax margin 6.6% vs 8.0%.
- Pretax income $27.1M (adjusted $40.0M) vs $45.5M (adjusted $63.9M) prior year.
- CEO cites higher interest rate environment; company focusing on cost discipline and long-term initiatives.

## SEC filing metadata
- accession: 0000950170-23-055219
- form_type: 8-K
- ticker: STC
- cik: 0000094344
- company_name: STEWART INFORMATION SERVICES CORP
- filed_at: 2023-10-25T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/94344/000095017023055219/0000950170-23-055219-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/94344/000095017023055219/stc-20231025.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-23-055219
- JSON: https://secwatch.observer/filing/0000950170-23-055219.json
- Plain text: https://secwatch.observer/filing/0000950170-23-055219.txt

## Key facts
- Earnings Releases
  STEWART INFORMATION SERVICES CORP reported the three months ended September 30, 2023 results: revenue $601.7 million, net income $14.0 million, EPS $0.51 per diluted share.
  - Period: the three months ended September 30, 2023
  - Revenue: $601.7 million
  - Net income: $14.0 million
  - EPS: $0.51 per diluted share
  - Result: reported results
  source text: incorporated by reference in any filing under the Securities Act of 1933, as amended. --- EX-99.1 (EX-99.1) --- Stewart Reports Third Quarter 2023 Results Total revenues of $601.7 million ($603.7 million on an adjusted basis) compared to $716.4 million ($722.8 million on an adjusted basis) in the prior year quarter Net income of $14.0 million ($23.9 million on an
  evidence_url: https://www.sec.gov/Archives/edgar/data/94344/000095017023055219/0000950170-23-055219-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.