{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-23-056141","form_type":"8-K","ticker":"EFSI","cik":"0000880641","company_name":"EAGLE FINANCIAL SERVICES INC","filed_at":"2023-10-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:32.227902+00:00","generated_at":"2026-06-09T06:27:33.131723+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Eagle Financial Q3 net income $2.3M, up 12.6% QoQ; sells marine finance unit; $0.30 dividend","bullets":["Net income of $2.3M ($0.65 diluted EPS) vs. $2.1M in Q2 and $4.1M in Q3 2022.","Sold marine finance business (LaVictoire Finance) to Axos Bank; $52.8M in dealer floor plan loans sold; gain of $913K.","Quarterly cash dividend of $0.30 per share declared, payable Nov 17, 2023 to holders of record Nov 6.","Net interest margin fell to 2.93% from 2.99% in Q2 and 3.46% in Q3 2022.","Nonperforming assets rose to $6.1M (0.32% of assets) vs. $3.3M (0.17%) at June 30, 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-23-056141","json":"https://secwatch.observer/filing/0000950170-23-056141.json","markdown":"https://secwatch.observer/filing/0000950170-23-056141.md","text":"https://secwatch.observer/filing/0000950170-23-056141.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/880641/000095017023056141/0000950170-23-056141-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/880641/000095017023056141/efsi-20231027.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T06:27:33.131723+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"e64d19c42dc10231366478afb26799534fde2f54","claim":"EAGLE FINANCIAL SERVICES INC reported quarter ended September 30, 2023 results: net income $2.3 million, EPS $0.30 per common share.","evidence_excerpt":"On October 27, 2023, the Registrant issued a press release announcing the results for the quarter ended September 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/880641/000095017023056141/0000950170-23-056141-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended September 30, 2023"},{"label":"Net income","value":"$2.3 million"},{"label":"EPS","value":"$0.30 per common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}