{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-23-059427","form_type":"8-K","ticker":"CRD-A","cik":"0000025475","company_name":"CRAWFORD & CO","filed_at":"2023-11-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.588694+00:00","generated_at":"2026-06-08T21:35:04.668013+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Crawford & Company reports record Q3 revenue $325.6M, net income $12.3M vs loss year ago","bullets":["Revenues before reimbursements $325.6M, up 10% YoY; GAAP diluted EPS $0.25 vs loss of $0.31.","Non-GAAP diluted EPS $0.35 (CRD-A) / $0.36 (CRD-B) vs $0.15; adjusted EBITDA $38.6M, up 81%.","North America Loss Adjusting revenue +18.8% to $79.4M; Broadspire revenue +12.7% to record $88.3M.","International Operations revenue +13.9% to $98.1M; Platform Solutions revenue -6.0% to $59.8M.","Operating cash flow $68.1M YTD vs $(16.2)M; total debt $218.4M, down $20.5M since Dec 2022."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-23-059427","json":"https://secwatch.observer/filing/0000950170-23-059427.json","markdown":"https://secwatch.observer/filing/0000950170-23-059427.md","text":"https://secwatch.observer/filing/0000950170-23-059427.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/25475/000095017023059427/0000950170-23-059427-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/25475/000095017023059427/crda-20231106.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-08T21:35:04.668013+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"cf2fe4b8e2331feb986d5db14355cb46ab762fb6","claim":"CRAWFORD & CO reported the third quarter ended September 30, 2023 results: revenue $325.6 million, net income $12.3 million, EPS $0.25.","evidence_excerpt":"non-voting Class A Common Stock (CRD-A). More information is available on the Company's website. GAAP Consolidated Results Third Quarter 2023 • Revenues before reimbursements of $325.6 million, up 10% over $294.9 million for the 2022 third quarter • Net income attributable to shareholders of $12.3 million, compared with a loss of $(15.1) million in the same period last","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/25475/000095017023059427/0000950170-23-059427-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter ended September 30, 2023"},{"label":"Revenue","value":"$325.6 million"},{"label":"Net income","value":"$12.3 million"},{"label":"EPS","value":"$0.25"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}