---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-23-060489"
form_type: "8-K"
ticker: "PRI"
cik: "0001475922"
company_name: "Primerica, Inc."
filed_at: "2023-11-08T23:59:59+00:00"
generated_at: "2026-06-08T09:11:34.638494+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Primerica reports Q3 2023 adjusted EPS $4.28, up 14% YoY; net income up 91%

## Summary
- Net earnings per diluted share $4.23 vs $2.11 (incl. goodwill impairment); adjusted operating EPS $4.28 up 14%.
- Total revenues $710.9M (+6% YoY); adjusted net operating income $153.8M (+9%).
- Life-licensed sales force grew 4% to 139,053; Term Life pre-tax income $141.2M (+7%); ISP pre-tax $64.4M (+9%).
- Senior Health segment operating loss $7.6M vs loss $3.7M; contract acquisition costs elevated ahead of AEP.
- ROE 28.1%; ROAE 28.0%; issued term life face amount up 13% to $29.5B.

## SEC filing metadata
- accession: 0000950170-23-060489
- form_type: 8-K
- ticker: PRI
- cik: 0001475922
- company_name: Primerica, Inc.
- filed_at: 2023-11-08T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01, 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1475922/000095017023060489/0000950170-23-060489-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1475922/000095017023060489/pri-20231107.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-23-060489
- JSON: https://secwatch.observer/filing/0000950170-23-060489.json
- Plain text: https://secwatch.observer/filing/0000950170-23-060489.txt

## Key facts
- Earnings Releases
  Primerica, Inc. reported the quarter ended September 30, 2023 results: revenue $710.9 million, net income $152.1 million, EPS $4.23.
  - Period: the quarter ended September 30, 2023
  - Revenue: $710.9 million
  - Net income: $152.1 million
  - EPS: $4.23
  - Result: reported results
  source text: Primerica, Inc. (NYSE: PRI) today announced financial results for the quarter ended September 30, 2023. Total revenues of $710.9 million increased 6% compared to the third quarter of 2022. Net income of $152.1 million increased 91%, while earnings per diluted share of $4.23 doubled compared to the same period in the prior year.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1475922/000095017023060489/0000950170-23-060489-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.