{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-23-064543","form_type":"8-K","ticker":"UMBF","cik":"0000101382","company_name":"UMB FINANCIAL CORP","filed_at":"2023-11-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:27.859106+00:00","generated_at":"2026-06-08T00:46:11.671540+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"UMB Financial provides update on shared national credit exposure; $2.1B outstanding, performing as expected","bullets":["Total shared national credit outstanding loans $2.1B, approx 9% of total loans, unchanged from Sept 30, 2022.","Commitments to lend on shared national credits total $3.9B as of Sept 30, 2023.","Shared national credits performing in line with management expectations as of Sept 30, 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-23-064543","json":"https://secwatch.observer/filing/0000950170-23-064543.json","markdown":"https://secwatch.observer/filing/0000950170-23-064543.md","text":"https://secwatch.observer/filing/0000950170-23-064543.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/101382/000095017023064543/0000950170-23-064543-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/101382/000095017023064543/umbf-20231116.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-08T00:46:11.671540+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}