---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-23-064655"
form_type: "8-K"
ticker: "UWHR"
cik: "0000898171"
company_name: "UWHARRIE CAPITAL CORP"
filed_at: "2023-11-17T23:59:59+00:00"
generated_at: "2026-06-08T00:45:16.902062+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Uwharrie Capital reports 9-month net income $6.3M ($0.82), assets $1.07B; declares 2% stock dividend

## Summary
- Net income for first nine months of 2023 was $6.3M ($0.82 per share), up from $5.3M ($0.67) in 2022.
- Loan portfolio grew $102M year-over-year, a 21% increase, contributing to asset growth to $1.07B.
- Total Risk Based Capital ratio of 14.23%, well above regulatory minimum.
- Board declared a 2% stock dividend, payable November 21 to shareholders of record November 7.

## SEC filing metadata
- accession: 0000950170-23-064655
- form_type: 8-K
- ticker: UWHR
- cik: 0000898171
- company_name: UWHARRIE CAPITAL CORP
- filed_at: 2023-11-17T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/898171/000095017023064655/0000950170-23-064655-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/898171/000095017023064655/uwhr-20231117.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-23-064655
- JSON: https://secwatch.observer/filing/0000950170-23-064655.json
- Plain text: https://secwatch.observer/filing/0000950170-23-064655.txt

## Key facts
- Earnings Releases
  UWHARRIE CAPITAL CORP reported the period ended September 30, 2023 results: net income $6.3 million, EPS $0.82 per share.
  - Period: the period ended September 30, 2023
  - Net income: $6.3 million
  - EPS: $0.82 per share
  - Result: reported results
  source text: The net income for the first nine months of 2023 is reported at $6.3 million, an increase from the $5.3 million recorded at the same time last year. This equates to $5.9 million in net income available to common shareholders, or $0.82 per share
  evidence_url: https://www.sec.gov/Archives/edgar/data/898171/000095017023064655/0000950170-23-064655-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.