---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-23-069191"
form_type: "8-K"
ticker: "ENVA"
cik: "0001529864"
company_name: "Enova International, Inc."
filed_at: "2023-12-11T23:59:59+00:00"
generated_at: "2026-06-07T14:51:23.121284+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Enova closes $400M 11.25% senior notes due 2028; proceeds to refinance 2024 notes

## Summary
- Principal $400M, interest 11.25%, maturity Dec 15, 2028; priced at 99.058% of par.
- Net proceeds to redeem all outstanding 2024 notes and prepay portion of revolving credit borrowings.
- Notes are senior unsecured; guaranteed by existing domestic subsidiaries (excl. securitization subs); rank equally with senior debt.
- CEO David Fisher cited investor confidence; proceeds also for share repurchases and general corporate purposes.
- Issuance satisfied Financing Condition for redemption of 2024 notes; 2024 notes indenture discharged.

## SEC filing metadata
- accession: 0000950170-23-069191
- form_type: 8-K
- ticker: ENVA
- cik: 0001529864
- company_name: Enova International, Inc.
- filed_at: 2023-12-11T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 1.01, 2.03, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1529864/000095017023069191/0000950170-23-069191-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1529864/000095017023069191/enva-20231206.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-23-069191
- JSON: https://secwatch.observer/filing/0000950170-23-069191.json
- Plain text: https://secwatch.observer/filing/0000950170-23-069191.txt

## Key facts
- Debt Financings
  Enova International, Inc. incurred senior notes of $400 million in aggregate principal amount with Computershare Trust Company, N.A. at 11.25% per annum maturing December 15, 2028.
  - Instrument: senior notes
  - Principal: $400 million in aggregate principal amount
  - Counterparty: Computershare Trust Company, N.A.
  - Rate: 11.25% per annum
  - Maturity: December 15, 2028
  - Event: incurrence
  source text: On December 6, 2023 (the “Closing Date”), Enova International, Inc. (the “Company”) issued $400 million in aggregate principal amount of its senior notes due 2028 (the “Notes”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1529864/000095017023069191/0000950170-23-069191-index.htm
- Material Agreements
  Enova International, Inc. entered into Indenture with Computershare Trust Company, National Association valued at $400 million (effective 2023-12-06).
  - Action: entry
  - Agreement: notes offering
  - Counterparty: Computershare Trust Company, National Association
  - Value: $400 million
  - Effective: 2023-12-06
  source text: The Notes were issued under an indenture (the “Indenture”), dated as of December 6, 2023, by and among the Company, each of the guarantors party thereto and Computershare Trust Company, N.A., as trustee (the “Trustee”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1529864/000095017023069191/0000950170-23-069191-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.