{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-006481","form_type":"8-K","ticker":"CSBB","cik":"0000880417","company_name":"CSB Bancorp, Inc.","filed_at":"2024-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:27.120143+00:00","generated_at":"2026-06-06T20:23:34.502503+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"CSB Bancorp Q4 net income $3.7M, EPS $1.38; full-year earnings up 11%","bullets":["Q4 net income $3.697M ($1.38 diluted EPS) vs $3.753M ($1.39) in Q4 2022; full-year net income $14.756M, up 11% from $13.313M.","Loan balances grew 12% YoY; net interest margin (FTE) improved to 3.36% from 3.33%; efficiency ratio 56.7%.","Nonperforming assets remained low at 0.06% of loans; net loan recoveries of $5K in Q4 vs net losses of $170K year ago.","Dividend declared $0.38 per share (annualized yield ~4.0% based on $37.54 close).","CEO noted improvements in ROA, ROE, NIM, and efficiency from Q3 to Q4 and full year."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-006481","json":"https://secwatch.observer/filing/0000950170-24-006481.json","markdown":"https://secwatch.observer/filing/0000950170-24-006481.md","text":"https://secwatch.observer/filing/0000950170-24-006481.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/880417/000095017024006481/0000950170-24-006481-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/880417/000095017024006481/csbb-20240123.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T20:23:34.502503+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"850a6f411185916351b1d424f85586a9c08cee4e","claim":"CSB Bancorp, Inc. reported quarter ended December 31, 2023 results: net income $3,697,000, EPS $1.38 per basic and diluted share.","evidence_excerpt":"On January 23, 2024, CSB Bancorp, Inc. issued a news release announcing its earnings for the quarter ended December 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/880417/000095017024006481/0000950170-24-006481-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended December 31, 2023"},{"label":"Net income","value":"$3,697,000"},{"label":"EPS","value":"$1.38 per basic and diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}