---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-24-007022"
form_type: "8-K"
ticker: "EQBK"
cik: "0001227500"
company_name: "EQUITY BANCSHARES INC"
filed_at: "2024-01-24T23:59:59+00:00"
generated_at: "2026-06-06T19:04:47.274864+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Equity Bancshares reports Q4 net loss of $28.3M on bond repositioning; announces Bank of Kirksville merger

## Summary
- Net loss of $28.3M (-$1.84 EPS) vs. prior Q3 net income $12.3M ($0.80); adjusted op. net income $11.9M ($0.77).
- Sold $493.6M par of low-yield securities (1.20%), realized $50.6M loss; proceeds reinvested at higher yields.
- Announced merger with Rockhold Bancorp/Bank of Kirksville ($406M assets, $122M loans, $344M deposits); expected close Q1 2024.
- Loans held for investment grew $50.8M (6.1% annualized); deposits up $63.3M; tangible book value $25.37 vs $23.09 in Q3.
- Nonperforming assets $26.5M (0.5% of assets); Classified assets / risk cap 7.1%; ACL 1.31% of loans.

## SEC filing metadata
- accession: 0000950170-24-007022
- form_type: 8-K
- ticker: EQBK
- cik: 0001227500
- company_name: EQUITY BANCSHARES INC
- filed_at: 2024-01-24T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1227500/000095017024007022/0000950170-24-007022-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1227500/000095017024007022/eqbk-20240124.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-24-007022
- JSON: https://secwatch.observer/filing/0000950170-24-007022.json
- Plain text: https://secwatch.observer/filing/0000950170-24-007022.txt

## Key facts
- Earnings Releases
  EQUITY BANCSHARES INC reported the quarter ended December 31, 2023 results: net income a net loss of $28.3 million or $(1.84) earnings per diluted share, EPS $(1.84) per diluted share.
  - Period: the quarter ended December 31, 2023
  - Net income: a net loss of $28.3 million or $(1.84) earnings per diluted share
  - EPS: $(1.84) per diluted share
  - Result: reported results
  source text: Equity Bancshares, Inc. (NYSE: EQBK), (“Equity”, “the Company”, “we,” “us,” “our”), the Wichita-based holding company of Equity Bank, reported a net loss of $28.3 million or $(1.84) earnings per diluted share for the quarter ended December 31, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1227500/000095017024007022/0000950170-24-007022-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.