secwatch.observer — SEC 8-K summary
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Issuer:     Enova International, Inc. (ENVA)
CIK:        0001529864
Form:       8-K
Filed at:   2024-01-30T23:59:59+00:00
Accession:  0000950170-24-008843
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Enova Q4 revenue up 20% to $584M; adjusted EPS $1.83, originations record $1.4B
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- Total revenue $584M in Q4 (+20% YoY); full year $2.1B (+22%).
- GAAP diluted EPS $1.13; adjusted diluted EPS $1.83 vs $1.56/$1.76 prior year.
- Combined loans and finance receivables up 16% to $3.3B; quarterly originations record $1.4B.
- Net revenue margin 56% (down from 60%); adjusted EBITDA $130M vs $120M.
- Repurchased $66M of common stock in Q4; liquidity $870M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1529864/000095017024008843/0000950170-24-008843-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1529864/000095017024008843/enva-20240130.htm
  HTML page:      https://secwatch.observer/filing/0000950170-24-008843

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer