{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-009492","form_type":"8-K","ticker":"THG","cik":"0000944695","company_name":"HANOVER INSURANCE GROUP, INC.","filed_at":"2024-01-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:27.374582+00:00","generated_at":"2026-06-06T14:34:06.117214+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Hanover Q4 net income $107.9M ($2.98/diluted); combined ratio 94.2%, improved from 108%","bullets":["Operating income $113.1M ($3.13/diluted) vs operating loss $37.4M a year ago.","Combined ratio ex-catastrophes improved to 90.2% from 94.1% in Q4 2022.","Net premiums written $1.35B, up 1.5%; renewal price increases of 20.6% in Personal Lines.","Full year 2023 combined ratio 103.5% (12.2 pts catastrophes); net income $35.3M ($0.98/diluted).","Board approved 5% dividend increase to $0.85/quarter; book value $68.93, up 16.4% from Q3."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-009492","json":"https://secwatch.observer/filing/0000950170-24-009492.json","markdown":"https://secwatch.observer/filing/0000950170-24-009492.md","text":"https://secwatch.observer/filing/0000950170-24-009492.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/944695/000095017024009492/0000950170-24-009492-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/944695/000095017024009492/thg-20240131.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T14:34:06.117214+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"652bd3da09fc6b6244dad608386b75bb594148ae","claim":"HANOVER INSURANCE GROUP, INC. reported the quarter ended December 31, 2023 results: revenue $1,345.5 million, net income $107.9 million, or $2.98 per diluted share.","evidence_excerpt":"The Hanover Insurance Group, Inc. (NYSE: THG) today reported net income of $107.9 million, or $2.98 per diluted share, in the fourth quarter of 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/944695/000095017024009492/0000950170-24-009492-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2023"},{"label":"Revenue","value":"$1,345.5 million"},{"label":"Net income","value":"$107.9 million, or $2.98 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}