---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-24-009492"
form_type: "8-K"
ticker: "THG"
cik: "0000944695"
company_name: "HANOVER INSURANCE GROUP, INC."
filed_at: "2024-01-31T23:59:59+00:00"
generated_at: "2026-06-06T14:34:06.117214+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Hanover Q4 net income $107.9M ($2.98/diluted); combined ratio 94.2%, improved from 108%

## Summary
- Operating income $113.1M ($3.13/diluted) vs operating loss $37.4M a year ago.
- Combined ratio ex-catastrophes improved to 90.2% from 94.1% in Q4 2022.
- Net premiums written $1.35B, up 1.5%; renewal price increases of 20.6% in Personal Lines.
- Full year 2023 combined ratio 103.5% (12.2 pts catastrophes); net income $35.3M ($0.98/diluted).
- Board approved 5% dividend increase to $0.85/quarter; book value $68.93, up 16.4% from Q3.

## SEC filing metadata
- accession: 0000950170-24-009492
- form_type: 8-K
- ticker: THG
- cik: 0000944695
- company_name: HANOVER INSURANCE GROUP, INC.
- filed_at: 2024-01-31T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/944695/000095017024009492/0000950170-24-009492-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/944695/000095017024009492/thg-20240131.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-24-009492
- JSON: https://secwatch.observer/filing/0000950170-24-009492.json
- Plain text: https://secwatch.observer/filing/0000950170-24-009492.txt

## Key facts
- Earnings Releases
  HANOVER INSURANCE GROUP, INC. reported the quarter ended December 31, 2023 results: revenue $1,345.5 million, net income $107.9 million, or $2.98 per diluted share.
  - Period: the quarter ended December 31, 2023
  - Revenue: $1,345.5 million
  - Net income: $107.9 million, or $2.98 per diluted share
  - Result: reported results
  source text: The Hanover Insurance Group, Inc. (NYSE: THG) today reported net income of $107.9 million, or $2.98 per diluted share, in the fourth quarter of 2023
  evidence_url: https://www.sec.gov/Archives/edgar/data/944695/000095017024009492/0000950170-24-009492-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.