{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-011715","form_type":"8-K","ticker":"WU","cik":"0001365135","company_name":"Western Union CO","filed_at":"2024-02-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:23.958745+00:00","generated_at":"2026-06-06T07:57:08.865871+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Western Union Q4 revenue $1.05B (-4%); adj EPS $0.37 (+16%); FY 2024 guide","bullets":["Q4 adjusted EPS $0.37 (up 16% YoY); GAAP EPS $0.35 (down 46% on prior-year gain from Business Solutions sale).","Q4 revenue $1.05B declined 4% reported but grew 3% on constant-currency adjusted basis; full-year revenue $4.36B (-3%).","Branded Digital transactions grew 13% YoY; CMT transactions up 5%.","Board declared $0.235/share dividend for Q1 2024, payable March 29 to holders of record March 15.","FY 2024 outlook: GAAP revenue $4.075-4.175B; GAAP EPS $1.57-1.67; adjusted operating margin 19-21%."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-011715","json":"https://secwatch.observer/filing/0000950170-24-011715.json","markdown":"https://secwatch.observer/filing/0000950170-24-011715.md","text":"https://secwatch.observer/filing/0000950170-24-011715.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1365135/000095017024011715/0000950170-24-011715-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1365135/000095017024011715/wu-20240206.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T07:57:08.865871+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"87296da63cbbd409369ed62062a2befdb4e4f1a2","claim":"Western Union CO reported Full year 2023 results: revenue $4.36 billion, EPS $1.68 GAAP, $1.74 adjusted.","evidence_excerpt":"The Company’s full year 2023 revenue of $4.36 billion declined 3% on a reported basis or grew 4% on a constant currency basis excluding the contribution from Business Solutions, compared to the prior year.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1365135/000095017024011715/0000950170-24-011715-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"Full year 2023"},{"label":"Revenue","value":"$4.36 billion"},{"label":"EPS","value":"$1.68 GAAP, $1.74 adjusted"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"9b3542ffe778a9d7564df79748a0ac98c670e006","claim":"Western Union CO reported Fourth quarter of 2023 results: revenue $1.05 billion, EPS $0.35 GAAP, $0.37 adjusted.","evidence_excerpt":"Q4 GAAP revenue of $1.05 billion, down 4% on a reported basis, or up 3% on an adjusted basis • Q4 GAAP EPS of $0.35, down 46%, and Q4 adjusted EPS of $0.37, up 16%","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1365135/000095017024011715/0000950170-24-011715-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"Fourth quarter of 2023"},{"label":"Revenue","value":"$1.05 billion"},{"label":"EPS","value":"$0.35 GAAP, $0.37 adjusted"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"a3b382622a05a4b37c6eee6ac46a1002086ec58b","claim":"Western Union CO reported Full year 2024 results: revenue $4,075 to $4,175 million (GAAP), EPS $1.57 to $1.67 (GAAP). Guidance initiated.","evidence_excerpt":"The Company expects the following financial outlook for full year 2024, which assumes no material changes in macroeconomic conditions, including changes in foreign currencies or Argentinian inflation. GAAP Adjusted Revenue (in millions) 1 $4,075 to $4,175 $4,100 to $4,200 Operating Margin 18% to 20% 19% to 21% EPS 2 $1.57 to $1.67 $1.65 to $1.75","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1365135/000095017024011715/0000950170-24-011715-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"Full year 2024"},{"label":"Revenue","value":"$4,075 to $4,175 million (GAAP)"},{"label":"EPS","value":"$1.57 to $1.67 (GAAP)"},{"label":"Guidance","value":"initiated"},{"label":"Result","value":"guidance update"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}