{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-015305","form_type":"8-K","ticker":"EQBK","cik":"0001227500","company_name":"EQUITY BANCSHARES INC","filed_at":"2024-02-14T23:59:59+00:00","discovered_at":"2026-05-14T18:03:23.607069+00:00","generated_at":"2026-06-06T02:06:16.649696+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Equity Bancshares extends $25M credit line to Feb 2025, waives ROA covenant breach","bullets":["Maturity of $25M line extended to Feb 10, 2025 from Feb 10, 2024, via Seventh Amendment with ServisFirst Bank.","Lender waived violation of Return on Assets ratio covenant as of Dec 31, 2023; borrower acknowledged default.","Loan documents updated: CFO contact changed from Eric Newell to Chris Navratil.","Permitted Acquisition geography now includes AR, IA, KS, MO, NE, OK.","Disclosed three pending class-action lawsuits over overdraft fees; no loss estimate provided."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-015305","json":"https://secwatch.observer/filing/0000950170-24-015305.json","markdown":"https://secwatch.observer/filing/0000950170-24-015305.md","text":"https://secwatch.observer/filing/0000950170-24-015305.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1227500/000095017024015305/0000950170-24-015305-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1227500/000095017024015305/eqbk-20240210.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T02:06:16.649696+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c225f74cbefe6cb414d216f6880f813eec1c7ac1","claim":"EQUITY BANCSHARES INC amended credit facility with ServisFirst Bank maturing February 10, 2025.","evidence_excerpt":"The Amendment extended the maturity date of the commitment to extend credit under the Agreement to February 10, 2025.","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1227500/000095017024015305/0000950170-24-015305-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"credit facility"},{"label":"Counterparty","value":"ServisFirst Bank"},{"label":"Maturity","value":"February 10, 2025"},{"label":"Event","value":"amendment"}],"fact_type":"debt_financing"},{"claim_id":"220fa7b3d1030434dc03e59eb83ee2de430af4d8","claim":"EQUITY BANCSHARES INC amended Seventh Amendment with ServisFirst Bank (effective 2024-02-10).","evidence_excerpt":"On February 10, 2024, Equity Bancshares, Inc. (the “Company”), as borrower, entered into a Seventh Amendment (the “Amendment”) to its Loan and Security Agreement (the “Agreement”) with ServisFirst Bank.","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1227500/000095017024015305/0000950170-24-015305-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"amendment"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"ServisFirst Bank"},{"label":"Effective","value":"2024-02-10"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}