{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-023078","form_type":"8-K","ticker":"RPAY","cik":"0001720592","company_name":"Repay Holdings Corp","filed_at":"2024-02-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:25.244433+00:00","generated_at":"2026-06-05T06:59:51.923054+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"medium","headline":"REPAY Q4 revenue up 5% to $76M; net loss $77.7M on $75.7M goodwill impairment","bullets":["Q4 card payment volume $6,421M (-3% YoY).","Q4 gross profit $58.7M (+2% YoY); adjusted EBITDA $33.5M (-7% YoY).","Full year normalized organic gross profit growth 13%.","Company expects 2024 acceleration in free cash flow conversion.","Net loss includes $75.7M non-cash goodwill impairment charge."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-023078","json":"https://secwatch.observer/filing/0000950170-24-023078.json","markdown":"https://secwatch.observer/filing/0000950170-24-023078.md","text":"https://secwatch.observer/filing/0000950170-24-023078.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1720592/000095017024023078/0000950170-24-023078-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1720592/000095017024023078/rpay-20240229.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-05T06:59:51.923054+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"bc0a8b5161c5815ddce32799fd78f2c66dce3b51","claim":"Repay Holdings Corp reported the quarter and year ended December 31, 2023 results: revenue 76.0.","evidence_excerpt":"($ in millions) Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 YoY Change Card payment volume $ 6,611.8 $ 6,591.3 $ 6,254.4 $ 6,401.3 $ 6,421.0 (3%) Revenue 72.7 74.5 71.8 74.3 76.0 5% Gross profit (1) 57.8 56.6 54.9 56.7 58.7 2% Net loss (2) (8.2 ) (27.9 ) (5.3 ) (6.5 ) (77.7 ) - Adjusted EBITDA (3) 36.0 31.2 30.3 31.9 33.5 (7%) (1) Gross profit represents","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1720592/000095017024023078/0000950170-24-023078-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter and year ended December 31, 2023"},{"label":"Revenue","value":"76.0"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}