{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-044265","form_type":"8-K","ticker":null,"cik":"0001058867","company_name":"GUARANTY BANCSHARES INC /TX/","filed_at":"2024-04-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:17.090268+00:00","generated_at":"2026-06-03T22:44:16.775605+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Guaranty Bancshares Q1 net income $6.7M ($0.58/sh), dividend raised to $0.24; NIM improves to 3.16%","bullets":["Net income available to common $6.7M, $0.58 basic vs $0.51 Q4 2023 and $0.69 Q1 2023.","Net interest margin (FTE) improved to 3.16% from 3.11% Q4 2023; loan yield rose to 6.21% from 6.06%.","Noninterest income boosted by $499K SBA loan recoveries; total noninterest income $5.3M vs $4.9M Q1 2023.","Nonperforming assets rose to 0.68% of assets from 0.18% Q4 2023, mainly due to $14.9M OREO foreclosure in South Austin.","Board increased quarterly dividend to $0.24/share from $0.23; paid down $25M brokered CDs and FHLB borrowings."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-044265","json":"https://secwatch.observer/filing/0000950170-24-044265.json","markdown":"https://secwatch.observer/filing/0000950170-24-044265.md","text":"https://secwatch.observer/filing/0000950170-24-044265.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1058867/000095017024044265/0000950170-24-044265-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1058867/000095017024044265/gnty-20240415.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T22:44:16.775605+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"e47445a820115ede8e6beb7e1cfffc1b87456286","claim":"GUARANTY BANCSHARES INC /TX/ reported the fiscal quarter ended March 31, 2024 results: net income $6.7 million, or $0.58 per basic share, EPS $0.58 per basic share.","evidence_excerpt":"The Company's net income available to common shareholders was $6.7 million, or $0.58 per basic share, for the quarter ended March 31, 2024","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1058867/000095017024044265/0000950170-24-044265-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fiscal quarter ended March 31, 2024"},{"label":"Net income","value":"$6.7 million, or $0.58 per basic share"},{"label":"EPS","value":"$0.58 per basic share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}