{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-044764","form_type":"8-K","ticker":"HWC","cik":"0000750577","company_name":"HANCOCK WHITNEY CORP","filed_at":"2024-04-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:21.902535+00:00","generated_at":"2026-06-03T22:37:58.161529+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Hancock Whitney Q1 2024 EPS $1.24; adjusted EPS $1.28; NIM expands to 3.32%","bullets":["Net income $108.6M ($1.24 diluted EPS) vs $50.6M ($0.58) in Q4 2023; YoY EPS down from $1.45.","Adjusted EPS $1.28, up $0.02 linked-quarter; excludes $3.8M revision to FDIC special assessment.","NIM (TE) 3.32%, +5 bps QoQ; net interest income $269M, -1% linked-quarter.","Loans $24.0B (+$49M), deposits $29.8B (+$85.8M); mgmt expects low single-digit 2024 growth.","CET1 ratio 12.67% (+34 bps); criticized commercial loans rose to 1.83% from 1.47% in Q4 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-044764","json":"https://secwatch.observer/filing/0000950170-24-044764.json","markdown":"https://secwatch.observer/filing/0000950170-24-044764.md","text":"https://secwatch.observer/filing/0000950170-24-044764.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/750577/000095017024044764/0000950170-24-044764-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/750577/000095017024044764/hwc-20240416.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T22:37:58.161529+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"d9070a977f7b27882a08dd34ab4bcacd8cd48da3","claim":"HANCOCK WHITNEY CORP reported first quarter ended March 31, 2024 results: net income $108.6 million, EPS $1.24 per diluted common share.","evidence_excerpt":"On April 16, 2024, Hancock Whitney Corporation (the “ Company ”) announced financial results for its first quarter ended March 31, 2024.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/750577/000095017024044764/0000950170-24-044764-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2024"},{"label":"Net income","value":"$108.6 million"},{"label":"EPS","value":"$1.24 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}