---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-24-044764"
form_type: "8-K"
ticker: "HWC"
cik: "0000750577"
company_name: "HANCOCK WHITNEY CORP"
filed_at: "2024-04-16T23:59:59+00:00"
generated_at: "2026-06-03T22:37:58.161529+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Hancock Whitney Q1 2024 EPS $1.24; adjusted EPS $1.28; NIM expands to 3.32%

## Summary
- Net income $108.6M ($1.24 diluted EPS) vs $50.6M ($0.58) in Q4 2023; YoY EPS down from $1.45.
- Adjusted EPS $1.28, up $0.02 linked-quarter; excludes $3.8M revision to FDIC special assessment.
- NIM (TE) 3.32%, +5 bps QoQ; net interest income $269M, -1% linked-quarter.
- Loans $24.0B (+$49M), deposits $29.8B (+$85.8M); mgmt expects low single-digit 2024 growth.
- CET1 ratio 12.67% (+34 bps); criticized commercial loans rose to 1.83% from 1.47% in Q4 2023.

## SEC filing metadata
- accession: 0000950170-24-044764
- form_type: 8-K
- ticker: HWC
- cik: 0000750577
- company_name: HANCOCK WHITNEY CORP
- filed_at: 2024-04-16T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/750577/000095017024044764/0000950170-24-044764-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/750577/000095017024044764/hwc-20240416.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-24-044764
- JSON: https://secwatch.observer/filing/0000950170-24-044764.json
- Plain text: https://secwatch.observer/filing/0000950170-24-044764.txt

## Key facts
- Earnings Releases
  HANCOCK WHITNEY CORP reported first quarter ended March 31, 2024 results: net income $108.6 million, EPS $1.24 per diluted common share.
  - Period: first quarter ended March 31, 2024
  - Net income: $108.6 million
  - EPS: $1.24 per diluted common share
  - Result: reported results
  source text: On April 16, 2024, Hancock Whitney Corporation (the “ Company ”) announced financial results for its first quarter ended March 31, 2024.
  evidence_url: https://www.sec.gov/Archives/edgar/data/750577/000095017024044764/0000950170-24-044764-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.