secwatch.observer — SEC 8-K summary
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Issuer:     HANCOCK WHITNEY CORP (HWC)
CIK:        0000750577
Form:       8-K
Filed at:   2024-04-16T23:59:59+00:00
Accession:  0000950170-24-044764
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Hancock Whitney Q1 2024 EPS $1.24; adjusted EPS $1.28; NIM expands to 3.32%
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- Net income $108.6M ($1.24 diluted EPS) vs $50.6M ($0.58) in Q4 2023; YoY EPS down from $1.45.
- Adjusted EPS $1.28, up $0.02 linked-quarter; excludes $3.8M revision to FDIC special assessment.
- NIM (TE) 3.32%, +5 bps QoQ; net interest income $269M, -1% linked-quarter.
- Loans $24.0B (+$49M), deposits $29.8B (+$85.8M); mgmt expects low single-digit 2024 growth.
- CET1 ratio 12.67% (+34 bps); criticized commercial loans rose to 1.83% from 1.47% in Q4 2023.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/750577/000095017024044764/0000950170-24-044764-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/750577/000095017024044764/hwc-20240416.htm
  HTML page:      https://secwatch.observer/filing/0000950170-24-044764

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