{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-045667","form_type":"8-K","ticker":"FFIN","cik":"0000036029","company_name":"FIRST FINANCIAL BANKSHARES INC","filed_at":"2024-04-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:21.589582+00:00","generated_at":"2026-06-03T17:13:26.265118+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"First Financial Bankshares Q1 net income $53.4M, EPS $0.37 flat YoY; loan growth 4.5% annualized","bullets":["Net income $53.40M vs $52.57M YoY; diluted EPS $0.37 unchanged.","Net interest income $100.24M (+4.1% YoY); NIM stable at 3.34%.","Loans grew $80.6M (4.51% annualized) to $7.23B; deposits $11.29B.","Provision for credit losses decreased to $808K from $2.78M YoY.","Efficiency ratio worsened to 48.37% from 44.93% YoY on higher salary costs."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-045667","json":"https://secwatch.observer/filing/0000950170-24-045667.json","markdown":"https://secwatch.observer/filing/0000950170-24-045667.md","text":"https://secwatch.observer/filing/0000950170-24-045667.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/36029/000095017024045667/0000950170-24-045667-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/36029/000095017024045667/ffin-20240418.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T17:13:26.265118+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"a07445a6356f97e160a74422c5a7fb1ac6ea2c57","claim":"FIRST FINANCIAL BANKSHARES INC reported first quarter of 2024 results: net income $53.40 million, EPS $0.37.","evidence_excerpt":"First Financial Bankshares, Inc. (the “Company,” “we,” “us” or “our”) (NASDAQ: FFIN) today reported earnings for the first quarter of 2024 of $53.40 million compared to earnings of $52.57 million for the same quarter a year ago. Basic and diluted earnings per share were $0.37 for both quarters ended March 31, 2024 and 2023, respectively.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/36029/000095017024045667/0000950170-24-045667-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2024"},{"label":"Net income","value":"$53.40 million"},{"label":"EPS","value":"$0.37"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}