{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-046913","form_type":"8-K","ticker":"ENVA","cik":"0001529864","company_name":"Enova International, Inc.","filed_at":"2024-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:18.857027+00:00","generated_at":"2026-06-03T11:52:44.419456+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Enova Q1 revenue $610M (+26% YoY); adjusted EPS $1.91 (+7%); record share repurchases $139M","bullets":["Total revenue $610M (up 26% YoY); net income $48M; GAAP diluted EPS $1.64; adjusted EPS $1.91.","Combined loans and finance receivables hit record $3.5B (+23% YoY); originations $1.4B in quarter.","Net revenue margin 57% vs 59% a year ago; liquidity $738M including cash and facility capacity.","Repurchased $139M of common stock during quarter, largest quarterly return of capital in company history.","CEO David Fisher cites solid credit performance and positive customer footing; CFO says results beat expectations."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-046913","json":"https://secwatch.observer/filing/0000950170-24-046913.json","markdown":"https://secwatch.observer/filing/0000950170-24-046913.md","text":"https://secwatch.observer/filing/0000950170-24-046913.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1529864/000095017024046913/0000950170-24-046913-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1529864/000095017024046913/enva-20240423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T11:52:44.419456+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"444e0029ef829ef1b05f7b66ec245f55e48023bc","claim":"Enova International, Inc. reported the first quarter ended March 31, 2024 results: revenue $610 million, net income $48 million, or $1.64 per diluted share, EPS $1.64 per diluted share.","evidence_excerpt":"in such filing. --- EX-99.1 (EX-99.1) --- EX-99.1 Exhibit 99.1 Enova Reports First Quarter 2024 Results • Total revenue increased 26% from the first quarter of 2023 to $610 million • Diluted earnings per share and adjusted earnings per share increased 5% and 7% from the first quarter of 2023 to $1.64 and $1.91, respectively • Total company combined loans","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1529864/000095017024046913/0000950170-24-046913-index.htm","confidence":0.98,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter ended March 31, 2024"},{"label":"Revenue","value":"$610 million"},{"label":"Net income","value":"$48 million, or $1.64 per diluted share"},{"label":"EPS","value":"$1.64 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}