---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-24-046930"
form_type: "8-K"
ticker: "CSBB"
cik: "0000880417"
company_name: "CSB Bancorp, Inc."
filed_at: "2024-04-23T23:59:59+00:00"
generated_at: "2026-06-03T13:12:52.282258+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# CSB Bancorp Q1 net income falls 25% to $2.93M; provision expenses rise sharply

## Summary
- Diluted EPS $1.10 vs $1.46; net income $2.93M vs $3.93M in Q1 2023.
- Provision for credit losses on loans increased $571K; off-balance sheet provision added $612K from Q1 2023.
- Net interest margin (FTE) flat at 3.37%; net interest income up $183K (+2%) YoY.
- Nonperforming assets $361K (0.05% of loans) vs $218K a year ago; delinquencies rose to 0.30% from 0.13%.
- Dividend $0.39 per share declared, annual yield 3.9% based on $40 close; shareholders' equity $110M.

## SEC filing metadata
- accession: 0000950170-24-046930
- form_type: 8-K
- ticker: CSBB
- cik: 0000880417
- company_name: CSB Bancorp, Inc.
- filed_at: 2024-04-23T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/880417/000095017024046930/0000950170-24-046930-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/880417/000095017024046930/csbb-20240423.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-24-046930
- JSON: https://secwatch.observer/filing/0000950170-24-046930.json
- Plain text: https://secwatch.observer/filing/0000950170-24-046930.txt

## Key facts
- Earnings Releases
  CSB Bancorp, Inc. reported quarter ended March 31, 2024 results: net income $2,933,000, EPS $1.10 per basic and diluted share.
  - Period: quarter ended March 31, 2024
  - Net income: $2,933,000
  - EPS: $1.10 per basic and diluted share
  - Result: reported results
  source text: CSB Bancorp, Inc. (OTC Pink: CSBB) today announced first quarter 2024 net income of $2,933,000, or $1.10 per basic and diluted share
  evidence_url: https://www.sec.gov/Archives/edgar/data/880417/000095017024046930/0000950170-24-046930-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.