{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-048336","form_type":"8-K","ticker":"BY","cik":"0001702750","company_name":"BYLINE BANCORP, INC.","filed_at":"2024-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:19.657719+00:00","generated_at":"2026-06-03T08:05:55.179750+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Byline Bancorp Q1 net income $30.4M, EPS $0.70; total assets exceed $9B","bullets":["Diluted EPS of $0.70 on net income $30.4M; total revenue $101.0M (up 11% YoY).","Net interest margin 4.00%; efficiency ratio 51.94%; ROAA 1.36%.","Deposits grew $173.2M to $7.35B; loans rose $99.5M to $6.80B.","Total assets surpassed $9.0B; stockholders' equity exceeded $1.0B.","Credit loss provision $6.6M, net charge-offs $6.2M; ACL ratio 1.51%."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-048336","json":"https://secwatch.observer/filing/0000950170-24-048336.json","markdown":"https://secwatch.observer/filing/0000950170-24-048336.md","text":"https://secwatch.observer/filing/0000950170-24-048336.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1702750/000095017024048336/0000950170-24-048336-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1702750/000095017024048336/by-20240425.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T08:05:55.179750+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"f513868aa9cc18a7ec95f2fa508574aee167baf8","claim":"BYLINE BANCORP, INC. reported financial results for the first quarter ended March 31, 2024.","evidence_excerpt":"On April 25, 2024, Byline Bancorp, Inc., (“Byline\" or the \"Company”) issued a press release announcing its financial results for the first quarter ended March 31, 2024.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1702750/000095017024048336/0000950170-24-048336-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter ended March 31, 2024"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}