{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-049211","form_type":"8-K","ticker":"AFBI","cik":"0001823406","company_name":"Affinity Bancshares, Inc.","filed_at":"2024-04-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:20.408804+00:00","generated_at":"2026-06-03T06:39:53.802236+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Affinity Bancshares Q1 net income $1.3M ($0.20 EPS), down from $1.7M ($0.26) YoY","bullets":["Net income $1.3M ($0.20 EPS), down from $1.7M ($0.26) in Q1 2023.","Net interest margin fell to 3.38% from 3.58% YoY; efficiency ratio 75.96% vs 69.73%.","Total assets $869.5M, loans $674.5M, deposits $687.4M.","Tangible book value per share $16.36, up from $15.20 YoY.","Uninsured deposits ~15.6%; cost of funds 2.42% in Q1 2024 vs 2.36% in Q4 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-049211","json":"https://secwatch.observer/filing/0000950170-24-049211.json","markdown":"https://secwatch.observer/filing/0000950170-24-049211.md","text":"https://secwatch.observer/filing/0000950170-24-049211.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1823406/000095017024049211/0000950170-24-049211-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1823406/000095017024049211/afbi-20240426.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T06:39:53.802236+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"21536cf36f97891ef7c35088d9e5ef4043f4602d","claim":"Affinity Bancshares, Inc. reported the quarter ended March 31, 2024 results: net income net income of $1.3 million, EPS $0.20.","evidence_excerpt":"On April 26, 2024, Affinity Bancshares, Inc. issued a press release announcing its financial results for the quarter ended March 31, 2024.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1823406/000095017024049211/0000950170-24-049211-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2024"},{"label":"Net income","value":"net income of $1.3 million"},{"label":"EPS","value":"$0.20"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}