{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-049933","form_type":"8-K","ticker":null,"cik":"0001879103","company_name":"CFSB Bancorp, Inc. /MA/","filed_at":"2024-04-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:21.060901+00:00","generated_at":"2026-06-03T05:46:46.043148+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"CFSB Bancorp reports Q3 net loss of $40K; net interest margin falls to 1.96%","bullets":["Net loss of $40,000 ($0.01 diluted EPS) for three months ended March 31, 2024, vs net income of $355,000 ($0.06) a year ago.","Net interest margin (tax-equiv) decreased 63 bps YoY to 1.96% for Q3; 9-month margin 2.06% vs 2.71%.","Nine-month net loss of $127,000 ($0.02 diluted) vs net income of $1.3M ($0.21) in prior year.","Recorded $20,000 reversal of provision for credit losses in Q3; allowance for credit losses at 0.90% of loans.","Total assets increased $9.1M to $358.1M vs June 30, 2023, driven by $14.8M increase in cash equivalents."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-049933","json":"https://secwatch.observer/filing/0000950170-24-049933.json","markdown":"https://secwatch.observer/filing/0000950170-24-049933.md","text":"https://secwatch.observer/filing/0000950170-24-049933.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1879103/000095017024049933/0000950170-24-049933-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1879103/000095017024049933/cfsb-20240429.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T05:46:46.043148+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"7d3b615cd7a6ed4b616301df01b3ccbe8c65b8d8","claim":"CFSB Bancorp, Inc. /MA/ reported three months ended March 31, 2024 results: net income net loss of $40,000, EPS $0.01 per basic and diluted share.","evidence_excerpt":"a net loss of $40,000, or $0.01 per basic and diluted share, for the three months ended March 31, 2024","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1879103/000095017024049933/0000950170-24-049933-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three months ended March 31, 2024"},{"label":"Net income","value":"net loss of $40,000"},{"label":"EPS","value":"$0.01 per basic and diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}