{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-24-051309","form_type":"8-K","ticker":"RM","cik":"0001519401","company_name":"Regional Management Corp.","filed_at":"2024-05-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:18.793770+00:00","generated_at":"2026-06-03T02:44:54.793726+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Regional Management Q1 net income $15.2M, EPS $1.56 (up 73% YoY); declares $0.30 dividend","bullets":["Net income $15.2M, diluted EPS $1.56 vs $0.90 prior year; record quarterly revenue $144.3M (+6.6%).","Total revenue yield 32.8% (+80 bps YoY); provision for credit losses $46.4M (-2.6%).","Annualized net credit losses 10.6% (vs 10.1% prior year); 30+ day delinquency improved to 7.1% (-10 bps).","Board declared $0.30 quarterly dividend payable June 12, 2024 to holders of record May 22, 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-24-051309","json":"https://secwatch.observer/filing/0000950170-24-051309.json","markdown":"https://secwatch.observer/filing/0000950170-24-051309.md","text":"https://secwatch.observer/filing/0000950170-24-051309.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1519401/000095017024051309/0000950170-24-051309-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1519401/000095017024051309/rm-20240501.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T02:44:54.793726+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2fa8f6eb61994f9047283c044a2d870e9f013332","claim":"Regional Management Corp. reported the first quarter ended March 31, 2024 results: revenue $144.3 million, net income $15.2 million, EPS $1.56.","evidence_excerpt":"First Quarter 2024 Highlights • Net income for the first quarter of 2024 was $15.2 million and diluted earnings per share was $1.56, up 73% from $0.90 in the prior-year period. • Net finance receivables as of March 31, 2024 were $1.7 billion, an increase of $68.1 million, or 4.1%, from the prior-year period. - Large loan net finance receivables of $1.3 billion increased $38.8 million, or 3.2%, from the prior-year period and represented 71.7% of the total loan portfolio, compared to 72.3% in the prior-year period. - Small loan net finance receivables were $490.8 million, an increase of 7.6% from the prior-year period. - Total loan originations were $326.4 million in the first quarter of 2024, an increase of $23.2 million, or 7.6%, from the prior-year period, due to controlled growth from credit-tightening actions. • Total revenue for the first quarter of 2024 was $144.3 million, an increase of $8.9 million, or 6.6%, from the prior-year period, primarily due to an increase in interest an","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1519401/000095017024051309/0000950170-24-051309-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter ended March 31, 2024"},{"label":"Revenue","value":"$144.3 million"},{"label":"Net income","value":"$15.2 million"},{"label":"EPS","value":"$1.56"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}